Pigskin Premiums

P: The most dangerous play in high-school football is the second-half kickoff (muscles cool off between the halves, but pep talks heat up enthusiasm).

P: The peak of the injury season is the first five minutes of the third quarter in the game nearest October 25.

P: The player most likely to get hurt is the halfback plunging off tackle; the player least likely to be injured is the center on offense.

These findings are from Denver's Security Life & Accident Co.'s unique, five-year-old experiment in insuring high-school athletes against injury. With 60 new pigskin policies written last week, the company expects to have 250 (covering some 8,000 boys) in force by midseason. On its $2-per-player premium rate covering hospital and doctor's bills, the company has lost money but gained much good will and many young life insurance prospects. Its statistics also enhance longevity prospects: one western schoolboy conference, for instance, now requires a brisk warm-up before the second-half whistle.

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